The Great Recovery is Coming!

The Great Recovery is a grassroots movement spread by people who are tired of looking to Washington for answers. The truth is that the government can’t fix this economy. It’ll be restored one family at a time, as each of us takes a stand to return to God and grandma’s way of handling money.

Together, we’ll bring this country back on track—one family, one church, one community at a time.

Join Dave Ramsey on Thursday,  July 21, as he addresses leaders from around the nation! You can register to watch Dave’s free message at

Thursday is for Thinking – Wheel of Life

So, where are you spending most of your time on the Wheel of Life?

“The Wheel of Life is a way of showing us how we need to distribute our time, our focus, and where we need to set goals. Most of  us can focus heavily in one or a few areas. The issue with that is we leave the others unattended. When we do that, we miss out on important areas of life. If we spend too much time in a certain area, our wheel is out of round. If we don’t spend anytime in some areas, our wheel is flat.”

Continue reading Zig Ziglar’s Wheel of Life on Chris LoCurto’s blog. Chris is the Vice President of Live Events for Dave Ramsey.

Additional Resource from Fullife Coach: Wheel of Life

Five Simple Things That Can Change Your Life

Tune out the TV to benefit your mind, body, family and money
from on 18 Feb 2010

It’s no secret that we Americans love our TV time. Nielsenwire says that on average, we spent nearly five hours a day watching TV during the 2008–2009 season. That pushes the trend up 10% over 10 years ago.

If you’ve decided you don’t want to be normal, reducing your TV time is a healthy way to be weird. Here are just a few things you can do besides watch TV.

Review Your Financial Situation

An AARP poll found that 28% of Americans spent more time watching reality TV in a month than they spent planning and preparing for retirement over the past 10 years. Does that sound responsible to you? We’re not saying you should bury your nose in your financial statements 24/7, but you should know where you stand, what your financial goals are, and what your plan is to reach those goals. Dave’s team can put you in touch with professionals in your area who will help you address all your financial planning needs—from taxes to insurance and investing.

Read a Book

Motivational speaker Charlie “Tremendous” Jones said, “You will be the same person in five years as you are today except for the people you meet and the books you read.” If you’re not a regular book reader, just take a leap of faith on this—even if you think you’ll never enjoy reading. You’ll benefit from the information you read, and the actual act of reading sparks your brain in ways TV never can. What should you read? Consider one of Dave’s books or check out some books he recommends.

Play a Game

Board games are not only fun for the whole family, they’re good for the whole family. Adults find game night a stress reliever as well as a great way for family members to reconnect. Kids enjoy the family time while building social and critical thinking skills. Need more incentive? The New England Journal of Medicine reports that brain-challenging activities like board games can reduce your risk of dementia by as much as 63%!


Really. Does this need further explanation? Studies show every hour spent watching TV drives up your risk of dying from cardiovascular disease or cancer. Personal trainers suggest you spend equal time watching TV and exercising. A simple evening walk or tossing a ball for your dog is better for you than time spent in front of the tube.


Before radio, TV, video games and cell phones, conversation was an important activity. People actually sat down with the single purpose of talking to each other. Conversation used to be considered an art—now we text, post Facebook comments, or just grunt at each other during commercials. What could you learn in a 30-minute conversation with your teenager? Your mom? Your grandfather? You’ll appreciate the people in your life when you’re intentional about connecting with them.

High-Performance Achievement from Dave Ramsey

Don’t limit yourself. Many people limit themselves to what they think they can do. You can go as far as your mind lets you. What you believe, you can achieve. —Mary Kay Ash

By Dave Ramsey

In 2007, I set an intimidating and seemingly unreachable goal for myself: to complete a marathon. Overwhelming? Definitely. Crazy? Probably. Reachable? YES. There was no question of whether I would do it halfway, just doing enough to get by. I was going to give it my all.

To do this, I knew I was going to have to change some habits and sacrifice in ways I never had before. After months of training, I did it. I completed the Country Music Marathon in Nashville, and you know what? All the sacrifices were worth it. All the people I’ve talked with agree. The early-morning runs, the loss of sleep, the physical pain and the mental battles are all are worth it in the end. Yes, I achieved my goal and learned a lot about running, but I didn’t tell you all that just to say I ran 26.2 miles and got a medal for it.

Here are three key points I took away from my marathon experience. I hope you will take these valuable lessons that I’ve learned and apply them to specific areas in your life—your money, getting out of debt, marriage, parenting, spirituality, you name it. These principles go far beyond the world of running.

  1. High-performance achievement vs. “just getting the job done.” You have to go beyond your normal efforts to achieve high performance. You have to sacrifice intentionally. You have to do something different from what you’ve done before to reach a new level of personal excellence. People who reach a level of high-performance achievement grasp this. That’s why they’re different. If you want to distinguish yourself from people who are normal and just want to “get the job done,” aim high, set clear goals, and give it all you’ve got.
  2. Keep away from negative people. If you’re trying to reach a positive goal, what benefit are negative people to you? None, so get away from them. Stick to positive influences in your life. It was so great to see people along the course that were cheering and encouraging me to keep going while I was running. There’s nothing like encouragement while you’re trying to achieve a big goal, is there? It may be tempting to have a “pity party” or jump on the cynical bandwagon, but it won’t be worth it in the end. Continuous negativity brings you down, so stay away from it.
  3. Visualize achieving your goal. While I was training, I studied the course route over and over. I knew where I would be in the city at every mile marker. I knew where the hills were and where the straight stretches would be. The course wasn’t going to surprise me because I visualized myself working toward achieving each small goal along the way. The same goes if you want to get out of debt. If the big goal is to be debt-free in two years, that may seem a little overwhelming. That’s why it’s important to set small goals along the way, like paying off your debts smallest to largest. Quick wins will give you momentum to keep working toward the larger goal and help you visualize achieving it as well.

Be sure to talk with those around you who have achieved great goals they set for themselves. Find out what they did to overcome their intimidating obstacles and what they learned throughout the process. Always aim for your absolute highest and best—”gazelle intensity” is what I call it. Doing anything halfway should not be an option. Extend this kind of intensity and focus into all areas of your life, and you can and will transform your life for the better.

Dave talks more achieving this with your business at his ultimate business event, EntreLeadership. Come learn directly from this master entrepreneur how to build and grow your business the right way!

via High-Performance Achievement – Goal Setting –

Dave Ramsey’s Goal Tracking Software

Today’s post is a reBlog from Ben Forrest’s blog Finding Forrest:

At the first of the year, Dave Ramsey’s My Total Money Makeover launched a new feature for tracking your yearly goals.

The software allows you to quickly create effective goals by showing you the make up of a good written goal. With each goal you create, you can categorize by various core values, set email reminders, due dates, and manage your progress.

The tool even features some helpful graphs to give you a bird’s eye view of how you are performing with your goals. The current version is nothing short of a fancy to-do list, but it’s the foundation to some big improvements coming soon.

You can try it out for free when you sign up for a free trial.

Mission Statement 101 from Dave Ramsey

Know thyself, and to thine own self be true, then thou canst not be false to any man. —Shakespeare

How are you doing with your goals for the New Year? If you’ve lost focus, go back to your mission statement and read it over a few times. Do your goals still line up with your overall mission? If you don’t have a mission statement, then it’s high time you get one!

Mission statements are not just for corporations or high-level executives. Whether you’re a stay-at-home mom, a retail store manager, a college student or a truck driver, crafting a personal mission statement will serve you well. It’s important because it gives you focus on how to meet your goals. It serves as a guidepost for where you want to go in life. The cost of a mission statement is small, but the outcome is great because, simply put, it works!

Author and career coach Dan Miller says a good mission statement should include your:

  1. Skills and abilities (what you like to do)
  2. Personality traits (how you operate)
  3. Values, dreams and passions (why you want to excel)

Take some time to think about and write down what each of those mean for you. That info lays a good foundation for crafting your mission statement.

Next, add the principles you live by to the mission statement. Why did you set these goals? How do your goals make you a better person? The mission statement should answer these questions in 50 words or less. Don’t worry if your statement doesn’t mirror your friend’s; every statement is different because no two people are the same.

Once you have a written mission statement, start using it! Get it framed and put a copy in your home or office so you see it often and are surrounded by your own positive attitude.

Not only should you live according to your mission statement, but it’s important that others know about it as well. You want people to know that you’re going to live up to what you wrote in your mission statement, so spread the news!

Speaking of letting people know, Dave’s company has a mission statement that is posted throughout the building, and every team member is required to know it like the back of their hand. It’s why we exist.

The Lampo Group, Inc. is providing biblically based, common sense education and empowerment which gives HOPE to everyone from the financially secure to the financially distressed.

Having your purpose written out will add value and productivity to your life. Once you have it, we recommend signing up for Financial Peace University where Dave teaches a lesson about how to work in your strengths.

via Goal Setting –